Credit Cards

Tired of the same old credit card offers? High annual fees and even higher interest rates? Some of the great features of an ABFCU VISA card include:

  • No Annual Fee
  • Great low rates
  • 25 Day Grace Period on Purchases
  • Same Interest Rate for Cash Advances
  • $0 Fraud Liability
  • Easy payment options
  • No Balance Transfer Fee
  • ATM Access
  • Credit Life and Disability Available
  • Online. VISA access


No annual fee, no balance transfer fee, and no over the limit fee. Late payment fee up to $20.00. Returned payment fee up to $15.00. Interest on cash advances will be charged at the member’s standard APR on the balance from the date of transaction. As of 03/15/2021, the standard variable APR is 6.25%-18.00%. Offer subject to change without notice and may end at any time. All loans are subject to approval and restrictions may apply. APR= Annual Percentage Rate.

Apply for a Credit Card

To apply for a credit card, please log in to Online Banking and choose “Apply for a Loan” from the menu.

If you have not yet registered for Online Banking, you can register now. It’s quick and easy!

If do not currently have an open account at ABFCU, you’ll first need to apply for membership. Welcome! (Membership is required.)

If you prefer to speak with someone about your loan needs, just give us a call at 479-649-2060.

Check out our great credit card rates.