Holiday Fraud Scams

  • Card scam – Watch transaction activity daily on your credit and debit cards to confirm no one else is using them.
  • Identity theft – Don’t give away your identifiable information unless you trust the requester.
  • Phishing scam – Watch for email, text message and phone calls asking for personal or financial information or for you to participate in a winning.
  • Skimming scam – Examine ATMs before swiping your card. If it’s a chip card, use the chip if the device is chip-enabled.
  • Fake charity scam – Check them out before contributing.
  • Fake retailer apps  – Be wary of apps that have a poor rating or seem suspicious.
  • Online shopping scam – Make sure the site URL starts with “https” (not “http”) before clicking the link
  • Email cheap deal scam – Don’t click the links in the body of the email.
  • Home delivery scam – Never call back or give out personal or financial information.
  • Empty gift card scam – Purchase gift cards from your credit union.
  • Fake flights and accommodation scam – Check it out before you purchase.
  • Timeshare scam – Research before committing to it.
  • Coupon scam – Don’t respond if they request personal or financial information.
  • Holiday job scam – Be alert to fake job postings or work at home scams.
  • Fake tech support scam – If you didn’t call them, hang up.
  • Fake check scam – Never send funds back on any over-payment check.
  • E-card scam – Take extra caution before clicking on an e-card/invite.
  • Social engineering scam – Be alert to individuals asking for information and be careful what you post on social media sites.
  • Social media scam – Don’t respond to these advertisements.
  • Free item scam – Don’t respond.
  • Malware scam – Confirm home computers and mobile devices are secure.
  • Depleting financial account scam – Monitor financial accounts daily to identify if anyone has tampered with your funds or information.

 

This is the time of the year to keep a close eye on your financial statements and to stay alert to anything that seems suspicious or abnormal. Let’s all work together to help avoid holiday scams and have a safe and enjoyable holiday season this year!