Today is
Search Our Site:
HomeAbout UsAccount Access/Bill PayApply for LoanAccounts & ProductsConvenience ServicesOnline ServicesMobile Services

We have dropped our rates on auto loans and other secured loans!  Our rates are now as low as 3.49% Annual Percentage Rate, based on your credit qualifications, for New and Used Vehicles, Motorcycles, ATV’s, Campers, RV’s, and Boats.  A 20% down payment and enrollment in automated payments is required to obtain the lowest rate.  Apply today!

Any Arkansas Best Federal Credit Union member in good standing has the privilege of applying for a loan. It doesn't matter if you've been a member for five minutes or five years, your credit union is here to offer low-cost loans for just about anything you need.  Our loan decisions are based on your credit, financial history and ability to repay the loan. Any member may have any number of loans that they are financially able to support, limited to $100,000 per person.

Types of Loans

Auto Loans
When you're planning a new or used car or truck purchase, contact your credit union first. We'll check Chrome Carbook for you to determine the vehicle's true value and help you get your financing in place before you make your purchase. Or, if you find that dream ride over the weekend, or in the evenings, just call us anytime of day or night, and we will have someone available to take care of your loan approval.  New automobiles may be financed up to 100% plus certain enhancements and  sales tax.  Financing is available for up to approximately 84 months, dependent upon individual member and collateral. Used automobiles may be financed up to 105% of retail value for autos up to 10 years old.

Just contact us to make easy application for your next loan.

Signature Loans and Personal Lines of Credit
Need cash for a personal reason? We offer loans for almost any need at fair and reasonable rates. Members in good standing are eligible for signature loans for up to approximately 30 months.  Or, if you want a little more control over when you need your funding, open a personal Line of Credit.  This account can be tapped in numerous ways, at your convenience.  You can access the funds through online banking transfers, shared branching, by overdrafting from your checking account, or by requesting a check from us.

Auto Refinancing
Did you buy a new car, truck, van or sport utility vehicle but didn't get your financing at your credit union? Then you need to visit by phone or in person with one of our loan officers and check into refinancing your loan with your credit union. Often, we can help members save money by lowering their interest rate, or lowering their payment. Either way, we help you save money.  Also, we may be able to give you a better deal on GAP or Mechanical Repair Coverage. 

Boat and Recreational Vehicle Loans
ABFCU offers financing for both new and used boats and recreational vehicles. Whether you want to spend free time or retirement at the lake or travel the country in an RV, we can help by offering competitive financing with easy terms. New and used boats, boat trailers, and motorcycles may be financed for up to 100% of the list price or retail value. Your ABFCU loan officer will work with your to determine a good monthly payment to meet your budget.

New 4-Wheelers, snowmobiles and jet skis may be financed at 80% of list price for up to approximately 36 months.

New and used Motor Homes, Travel Trailers, and Campers may be financed at 100% of list or retail or retail value up to approximately 12 years. 

Personal Property Loans
An ABFCU Personal Property Loan is perfect for new appliances, VCR's, TV's, tractors, riding lawn mowers, and home computers. These can be financed at 100% of list price up to a maximum of approximately 48 months.

Savings/Share Secured Loans
Saving/Share Secured Loans may be financed up to approximately 12 years at 2% above the current savings or certificate rate.  This is a great low-cost route for financing, when you may not be quite ready to raid your savings.

Stock Loans
Stock Loans on ABC or USA stock may be made at 50% of prior day closing on stock market.

How to Apply for a Loan
No matter how long you've been a member, you are eligible to apply for a loan at Arkansas Best Federal Credit Union. Members can request a loan application in person, through the mail, STAN, internet or by telephone. We will have someone available to speak with you 24 x 7  You can even make your loan payments using payroll deduction, automated transfers, with coupons, however you choose. 

Arkansas Best FCU also offers payment protection, which can give you and your family the peace of mind that your loan payments will continue in the event of your death. Disability insurance is also available to continue loan payments if you are off due to injury or illness. Please contact us at with your lending questions and comments.

What if I am having trouble making my payments?

Q: Are my loan and Visa payment history reported to any credit reporting agency?
A: ABFCU reports regularly to TransUnion, Experian, Equifax, and Innovis Credit Reporting Agencies.

Q: What should I do if I can't pay my loan or Visa payment on time?
A: If you are having trouble making your payment by the due date and to protect your credit, you should contact the credit union immediately.

Q: Can I defer my loan or Visa payment?
A: Subject to approval, the credit union normally allow up to two months deferral or extension per twelve month period.

Q: Can I reduce my loan payment amount?
A: The credit union can consider extending the term of your loan to reduce your payment.

Q: Does the credit union have repossessed vehicles for sale?
A: There are times that we have repossessed vehicles for sale. Any derogatory information known about the vehicle will be disclosed to the potential buyer. We encourage prospective buyers to have the vehicle inspected by a reputable mechanic prior to submitting a bid. Repossessions are sold on an "As Is" basis.


Privacy Policy; Notices, Terms, and Conditions
Browser Requirements
Design & Hosting by D+H
Copyright D+H All Rights Reserved.
Repos For Sale View Rates Calculators Forms & Applications Find A Location Contact Us