Any Arkansas Best Federal Credit Union member in good standing has the privilege of applying for a loan. It doesn't matter if you've been a member for five minutes or five years, your credit union is here to offer low-cost loans for just about anything you need. Our loan decisions are based on your credit, financial history and ability to repay the loan. Any member may have any number of loans that they are financially able to support, limited to $100,000 per person.
Auto Loans and Motorcycles
When you're planning a new or used car or truck purchase, contact your credit union first. We'll check Chrome / NADA Carbook for you to determine the vehicle's true value. New automobiles may be financed up to 110% plus certain enhancements and sales tax. Financing is available for up to approximately 84 months, dependent upon individual member and collateral. Used automobiles may be financed up to 105% of retail value for autos up to 10 years old.
When you're planning a new or used motorcycle purchase, contact your credit union first. We’ll help you get your financing in place before you make your purchase. Financing is available for up to approximately 84 months, dependent upon individual member and collateral and we will finance up to 100% of list/retail value.
Boat, Motor or Boat Trailer, RV-Motorhome, Travel Trailer and Campers
When you're planning to buy a new or used recreational vehicle, contact your credit union first. Financing is available for up to 100% of retail value and approximately 144 months, dependent upon individual member and collateral.
Share-CD Secured Loan
The Annual Percentage Rate (APR) for Share Secured/Certificate will be the dividend rate being paid on your Shares/Certificate on the date of the advance plus 2%. The advance will be reviewed every 12 months and rate adjusted. If we renew the advance, a new Voucher will be sent to you disclosing the new rate.
Apply for a Loan
If you prefer to speak with someone about your loan needs, just give us a call at 800-227-8968 or 479-649-2060. After hours please call 866-240-4963. We are available to serve you 24 hours a day, 7 days a week.
Check out our great loan rates.
Use our calculators to figure your monthly payment.